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“HSAs are a great way to learn benefits and a great way to approach companies to develop confidence. They’re low cost, simple administratively, and you can learn them quickly.”

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Platform Highlights

Why employers & advisors choose

We’re here to make great benefits possible for every Canadian business. myHSA offers health and wellness spending accounts for businesses of any size, all built with advisors in mind.

Advisor-Driven Design

Custom advisor platforms make it easy to add and manage clients.

Streamlined
Employee Benefits

Health and wellness benefits are managed effortlessly through the myHSA app.

CRA Compliant

Our in-house adjudication team keeps employee benefits aligned with CRA rules.

Quick Turnaround Times

Employees submit claims online or through the app for fast, direct deposit reimbursement, often getting claims approved in 1-3 business days.

Live Updates
and Transparency

Track all activity with real-time reporting, balances, and system updates.

In-House Live Chat

Immediate access to support, including tailored help from our advisor support team.

Solutions

Flexible ways to build
better benefits

Explore myHSA’s available plan options.

Health Spending Account

Offer non-taxable coverage for a wide range of health expenses, including dental, vision, and professional services.

Disclaimer: Coverage is taxable in Quebec.

Wellness Spending Account

Promote a healthy lifestyle with a taxable account that can be customized for gym memberships, holistic treatments, personal growth, and more. Choose categories that motivate and reward
your employees.

Flexible Spending Account

Combine health and wellness coverage, giving employees the choice over how they allocate between the two. Our favourite benefits plan that adapts to every stage of life and every employee’s needs.

Administrative Services Only

Gain maximum control and flexibility with customizable account types, defined category limits, and annual caps, allowing you to tailor every part of your benefits strategy.

How It Works

Simple from setup to claims

Woman in white shirt working on laptop and desktop at a shared office desk with a man in the background.

Set Up

Advisors and employers can customize plans in just a few minutes, creating the perfect benefits package to fit any team.

Three young adults on a brown couch with laptops, smiling and talking under a myHSA sign.

Enroll

Employees join online with no paperwork, making onboarding quick and seamless for everyone.

Smiling woman in a beige blazer holding a smartphone standing by a desk with a laptop and coffee mug.

Claim

Employees submit claims instantly through the myHSA app or website and receive fast
direct deposit reimbursements.

People standing around a table with white mugs that say myHSA, and a laptop in the foreground.

Track

View balances and analytics through your dashboard.

Outcomes

Real results from real partners

See how spending account plans helped teams across Canada cut costs while boosting employee satisfaction.

A Better Way to Start (and Scale) Benefits Conversations With myHSA

Austin Dixon
Benefits Consultant, Hamilton + Partners

Wealthsimple’s Flexible Gender Affirmation Benefit with myHSA

Lydia Burnside-Hughes
HR Programs Manager, Wealthsimple

How Benefits Advisor Howard Cheung Keeps Clients for Life with myHSA

Howard Cheung
Account Executive, Immix Group
Blog Highlights

Better Benefits
Insights

Expert insights on flexible benefits, employee retention, and CRA-compliant plans in Canada.

Research

myHSA opens up Dialogue for small groups

myHSA's new partnership with Dialogue brings virtual healthcare to small groups through the advisor channel — a model that's strategically aligned and mutually beneficial.

Steve McEwan
Updated on:
Insights

What can you claim with a Health Spending Account?

Eligible HSA expenses are defined by the CRA and include a wide range of health, dental, and vision items — here's a plain-language breakdown of what's covered.

myHSA
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Insights

The Advantages of myFlexplan

myFlexplan combines the tax benefits of an HSA with the flexibility of a WSA, giving employees the power to choose benefits that fit their personal needs.

myHSA
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Insights

Using Health Spending Accounts for Specialized Education

HSAs can help cover the costs of specialized schooling, tutoring, and education for employees or dependents who are disabled or differently-abled.

myHSA
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Insights

5 Reasons Why Your Business Should Offer a WSA

Wellness Spending Accounts (WSAs), sometimes called Lifestyle Spending Accounts, Personal Spending Accounts, and countless others, are a top employee attraction and retention tool for businesses of...

myHSA
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Insights

5 Ways a WSA Can Help With DEI Initiatives

Diversity, Equity and Inclusion (DEI) initiatives are more important than ever for businesses of all sizes. A Wellness Spending Account (WSA) is one of the best ways to contribute to DEI...

myHSA
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